Microcredit Finance Scheme- Self Help Groups

The Microcredit Finance Scheme for Self-Help Groups is run by the Dr. Ambedkar Antyodaya Development Corporation (DAADC), operating under the Social Justice and Empowerment Department of the Government of Gujarat. Its purpose is to encourage self-employment for individuals from Scheduled Caste (SC) communities and members of Antyodaya Self-Help Groups.

The scheme provides accessible microloans so that beneficiaries can start or expand small businesses, supporting economic independence and helping to lower unemployment. It is aimed at unemployed SC individuals, giving them a route into entrepreneurship and self-reliance. By offering finance without a guarantor and with a low beneficiary contribution, the programme seeks to make business ownership viable for a wider section of the population, particularly those in the Antyodaya category.

Begin the application by visiting the Dr. Ambedkar Antyodaya Vikas Nigam (SC) official website at https://daadconline.gujarat.gov.in/.

From the top menu bar, select "Apply Now" to enter the application portal.

Choose the loan scheme that matches your needs from the list provided, and enter the exact loan amount you wish to request.

Fill out the full application form, supplying all required details such as personal information, address, income, specific loan purpose, and bank account particulars for the disbursal of funds.

Upload scanned copies of the mandatory documents: Caste certificate, Income certificate, Aadhaar card, a recent passport-size photograph, the first page of your bank passbook, and proof of residence.

Use the "Preview" function to check every entry for accuracy and completeness before you submit.

Submit the application, then save or print the Application ID/Reference Number that is generated. This number will be needed to track the status of your application later.

Applications submitted online are checked by the Dr. Ambedkar Antyodaya Development Corporation (DAADC) to confirm that every eligibility condition and required document has been satisfied. The information provided, such as caste, income, and residency certificates, is examined for genuineness. Approval of the microloan and its release depend on this verification being completed successfully and on full compliance with the scheme’s terms, so that only eligible applicants receive the funds.